It’s one thing to anticipate future trends.

The real science is in having a plan in place to meet them.

What to Expect

At Variant, we utilize the most sophisticated financial tools available, providing you with a clear understanding of your financial status now and into the future. When you choose us, you can expect an attentive, proactive approach with you as the focus.

Our Initial Meeting

Getting started begins with us getting to know you better — your interests, activities, goals (short, intermediate and long term) and your expectations of us. The more familiar we are with the way you think and make decisions, the better able we are to think like you and make decision that reflect your lifestyle, desires priorities ambition.

From there, we review the finer points of financial planning, focusing on seven key areas:

  • Cash Management
  • Insurance and Wealth Protection
  • Income Tax Strategies
  • Investment Mapping
  • College Preparation
  • Retirement Strategies
  • Estate Planning

Lastly, we discuss the cost of services and fees, our relationship models, and what you can expect from your partnership with us.

Data Compilation

One of the most important steps in helping you attain your financial milestones is determining what it is you have to work with. During this meeting, we’ll analyze your relevant financial information - assets and investments, savings and retirement accounts, stock portfolios and bond holdings, debts and expenditures, a summary of your work benefits and future plans to begin the process of tailoring a financial plan that makes sense to you — reaffirming your goals and charting a way to attain them.

Opportunity Analysis

Once we’ve collected all relevant financial data and have developed a thorough understanding of your lifestyle goals, both near and long-term, we set to work putting your finances to work for you.

We analyze your current financial situation — what’s working and what’s not — and areas of untapped opportunity and then work with you to create strategic options we believe will best achieve your financial objectives.

Recommendation Analysis

There are any number of approaches to achieve any financial objective. The challenge is in finding “the” one that best reflects your financial goals, risk tolerance, and aspirations. After a comprehensive analysis of your specific interests and objectives, we will recommend the one option, tailored specifically to you, that we feel is the best way forward.


We put your individualized strategies into action and help initiate progress towards your goals.

You will receive regular comprehensive progress reports, reviews and updates to help you evaluate your financial plan strategies and investment portfolio to ensure the benchmark is being met to your satisfaction.

Managing Goal Progress Year to Year

Our goal is to create a financial plan that adapts to changes as they happen. As the economy fluctuates or life events change, as they inevitably do, your financial goals adapt right along with them — allowing you to take advantage of opportunities and avoid pitfalls. Regular strategic reviews help ensure that.

Whatever life has in-store for you, we will be proactive to help make the most of it.

Revisit your goals each year

Think of it as a tune up. Every year, we meet with you to analyze and assess the performance of your financial plan, ensuring advancement with your goals and objectives. It is during these consultations that we fine tune and adjust your portfolio to reflect changes in your investment goals, life changes and financial situation.